CARR APPRECIATES LIFE AND WORK IN A SMALL-TOWN COMMUNITY

CARR APPRECIATES LIFE AND WORK IN A SMALL-TOWN COMMUNITY

New Hampton native’s path eventually led him to Guthrie County, and he now runs the State Farm Insurance agency in Guthrie Center.

By Rich Wicks | Lake PanoramaTimes

An old saying states, “We end up where we’re supposed to be.” As a native of New Hampton, Robert Carr has found that to be true. Although he has moved around and lived in more urban areas, he says small-town life is what he prefers. His path eventually led him to Guthrie County, and he now runs the State Farm Insurance agency in Guthrie Center. Robert and his wife, Peg, now live at Lake Panorama.

The State Farm team includes Robert Carr, Lynelle Kenner, JoJo Wood and Sheri Meinecke.

Carr’s career path has had many stops along the way. He attended Luther College in Decorah, where he excelled on the wrestling team. While at Luther, he met Peg, and they were married in 1986.

“I worked as a senior vice president of a bank in Cedar Rapids until 2002,” Carr said. “Things went well, but I just wanted to own my own business. And, as I looked around the insurance world, State Farm, to me, was clearly head and shoulders above everybody. So, I took over an agency in Ottumwa in 2002 and stayed there until 2008. Things went well there for us. We grew a lot, and then I got the opportunity to work for State Farm corporate. So, I moved into a corporate level position from 2008 to 2016, helping out in the hiring process, training, overseeing a lot of offices.”

Eventually, Carr realized he was ready for a change.

“I made the decision that I wanted to go back to a small town like I grew up in, take over an agency and stay until I retire. That’s what brought me here to Guthrie Center. I took over from Jen Policky, who went to a different role within corporate,” Carr said. “I grew up in a town of 3,000 people, and I just felt like a small town was home.”

Carr shared some basic information about the company he works with.

The State Farm building is located at 111 S. Fourth St. in Guthrie Center.

“State Farm has been around for over 100 years. It’s been known forever for home, auto and farm insurance. We also provide financial service planning,” Carr said.

He pointed out that his approach, and State Farm’s approach, are to deal with customers in the way that each prefers.

“Some like to do things on the computer. Some might prefer on the phone,” Carr said. “I grew up in a small town. I appreciate a handshake and being able to sit with someone and talk through things.”

Carr said he is a strong believer in having conversations with his customers to review coverage and see if the customer wishes to make any changes. In the insurance field, Iowa’s weather has caused many disasters in recent years, with tornadoes, derechos and other events. Because of this, insurance premiums and deductibles have been rising faster than expected, but Carr has advice on how to respond. 

“I tell customers a lot, ‘You have insurance to protect yourself from something that’s financially devastating, not something that’s financially aggravating. So, it’s OK to have bigger deductibles. You can’t insure for every little thing.’ ”

Looking to the future, Carr has no plans for major changes in his business, for now.

“My plans right now are to continue running this agency with the team that we’ve assembled here, to take care of our clients, until retirement, and I really have no idea when that will occur.” 

Carr said he appreciates being in a small town area again.

“My wife and I enjoy the community. We have a great team here. We all get along,” Carr said. “My wife and I have three great children. Our oldest daughter, Katherine, is retired military. She’s in Italy with her husband. Our middle daughter, Mallory, is a doctor and lives in Grimes, and we have two grandchildren, so they’re close. Our son, Benjamin, is 25 and a financial analyst with a company in Waukee.”

Carr is proud of what he and his team offer the community.

“We’ve been fortunate to have significant growth every year that we’ve been here. I think our customers appreciate the interactions and the channels that they can use to communicate with us,” Carr said. “We love the fact that it’s a small community where everybody knows everybody, and we hope we’re doing our share to help take care of the people in the community.” 

GREAT WEATHER FOR ANNUAL HOLIDAY HOME TOUR

GREAT WEATHER FOR ANNUAL HOLIDAY HOME TOUR

By Susan Thompson | Lake Panorama Times

Spring-like temperatures on Sunday, Dec. 8, resulted in good participation in the annual holiday tour of homes sponsored by Women for Panora’s Future (WFPF).

A total of $2,000 was raised through sales of both tour and raffle tickets. This matched the amount raised in 2023 with both years representing the most money ever raised by the home tour. Four homes and two businesses opened their doors to guests this year.

Homes owned by Bruce and Marcia Roenfeld, Paul and Sue Nagel, Jerry and Laura Poore, and Taylor and Sarah Burkhardt were decorated for the holiday season. B&B Marketplace shared Christmas decorating ideas, while participants could enjoy a glass of wine at Twin Vines.

The tour was 1-4:30 p.m. with participants visiting each location at their own pace in the order they chose. Most tickets were sold in advance. Tour tickets, raffle tickets and holiday refreshments were available at the Panora Community Center the day of the tour.

The home tour is WFPF’s largest annual fundraiser. It usually brings in enough money to award $500 scholarships each spring to two graduating Panorama students. Funds also are used to support a variety of other community projects. 

These women wearing Santa hats are members of a book club in Johnston who traveled to Panora for the WFPF home tour. They are shown enjoying holiday refreshments at the Panora Community Center.

Sarah Burkhardt, center, was joined by WFPF club member Kathy Klinge, left, while guests toured the home she and her husband, Taylor Burkhardt, own.

A bedroom in the Nagel’s home featured items related to “The Nutcracker” ballet.

Paul and Sue Nagel’s living room featured a large decorated Christmas tree for the WFPF holiday home tour.

This brightly decorated table is in the kitchen of the Paul and Sue Nagel home.

A white tree decorated for Christmas filled a corner in the basement of the Paul and Sue Nagel home.

A bedroom was festively decorated at the home of Jerry and Laura Poore.

The home of Jerry and Laura Poore was one of four featured on the tour.

The kitchen at the home of Jerry and Laura Poore.

A bathroom at the home of Jerry and Laura Poore.

A corner in the basement of the Bruce and Marcia Roenfeld home featured a small tree and decorative snowmen.

The Roenfelds’ living room featured gifts under a large Christmas tree plus items on shelves on the sides of the decorated mantle.

FRIENDS OF LAKE PANORAMA ENTERS SECOND DECADE

By Susan Thompson | Lake Panorama Times

The year 2025 marks the second decade of Friends of Lake Panorama making a difference throughout the Lake Panorama community by improving existing recreational amenities and developing new ones. 

The charity is governed by a volunteer, seven-member board of directors, which held its first meeting Dec. 3, 2013. The board held its 2025 organizational meeting Nov. 11, 2024. 

At the meeting, current board members Jackie Wellik and Bill Winkleblack were reappointed to new three-year terms. Other board members are Galen Johnson, Jody Muench, John Muenzenberger, Jan Reinicke and Jim Tibbles. 

In officer elections, Reinicke was elected president, Tibbles vice president and Winkleblack secretary-treasurer. Susan Thompson is the nonprofit’s executive director.

The year 2024 ushered in the completion of low-impact recreational amenities on Lake Panorama’s south shore. An extensive trails system includes a cross country trail for the Panorama Community Schools. Other amenities now available on the south shore are a disc golf course; fenced driveway to a parking lot with walk-through access to the recreation area; picnic shelter; directional signage; five benches; and 16 bluebird houses. 

The current priority is a fundraising campaign to pay for needed improvements at Lake Panorama National golf course. Projects include tee box and driving range renovations and new tee signs and ball washers. Money raised so far made it possible to renovate four forward tee boxes last fall. Based on funds raised between now and next September, additional construction is planned for fall 2025. 

Repeats of two successful fundraising events held last year are on the 2025 LPN calendar. A golf outing is Saturday, May 3, beginning at 11 a.m. 20 Men Who Can Cook will be Sunday, Oct. 19, beginning at 4 p.m. More details on both of these events will be available in the coming months. 

Tentative plans for a 2025 Friends of Lake Panorama Beach Ball in June are in the works with a final date to be announced in the spring. At its November meeting, Friends board members agreed a portion of the funds raised at the 2025 Beach Ball will be committed to the LPN golf course renovation effort, while some funds will go to other projects not yet designated. 

Donations can be made by check payable to Friends of Lake Panorama, and mailed to Friends of Lake Panorama, P.O. Box 488, Panora, IA 50216. Direct donations can be sent via Venmo @Panorama-Friends. Donations also can be made by credit card on the Friends website at friendsoflakepanorama.org.

Donations of securities (stocks, mutual funds, etc.) are welcome, as are direct IRA qualified charitable distributions. 

Details on past, present and future projects are on the Friends website. Friends also has a Facebook page. Those interested in keeping up to date about Friends activities are asked to “like” and “share” the Friends page. Those with questions or comments about Friends of Lake Panorama can send an email to staff@friendsoflakepanorama.org. 

ASK LAKE PANORAMA TIMES

Q: When were talks of creating Lake Panorama first started?

A: How about more than 90 years ago? The July 7, 1938, edition of the Guthrie County Vedette had a headline that stated, “Interest Growing for Lake Project” and a photo with a caption of “The Bayou North of Panora at 8 Foot Flood Stage,” which provided a glimpse of what the lake could look like. The article states that the project was first considered as a possibility when the Lions Clubs of Panora and Guthrie Center first discussed the idea in 1931. Of course, many decades passed before the physical work began.  

 

Q: How long has the Lake Panorama Ski Team been in existence?  

A: Informally, the team began in the early 1980s. In 1985, they performed their first official show and have been doing so ever since. Dan and Kathy York have been involved with the team since the beginning and still are.  

 

Q: Who is Hughes Cove named after?  

A: Hughes Cove is named after Charles and Nina Hughes, who bought their lot at least two years before water was even in the cove. Charles served in several volunteer capacities during the early years of Lake Panorama including as LPA president.  

 

Q: I heard the LPA office used to be on Main Street in Panora? Is that true? And, if so, where was it?  

A: What you heard is true. The LPA was housed at 108 East Main St. in Panora from 1974-1980 in the location where Exit Country Real Estate operates today.  

 

Q: How much did the St. Thomas Moore Catholic Youth Camp pay to buy the West Lodge? And when did that happen?

A: The LPA sold the West Lodge grounds and facility to the St. Thomas Moore Catholic Youth Camp for $267,900 in 1983. The Youth Camp purchased additional lots later from the LPA for expansion to become what it is today. 

LPA AND LPN MANAGERS PROVIDE UPDATES AT COFFEE

By Susan Thompson | Lake Panorama Times

About 30 LPA members attended the Dec. 12 managers coffee, held at the Panorama West clubhouse, to hear updates from John Rutledge, Lake Panorama Association (LPA) general manager, and Royce Shaffer, Lake Panorama National (LPN) director of operations. 

 

RIZ PROJECTS

Rutledge opened the meeting with a review of Lake Panorama Rural Improvement Zone (RIZ) projects. An agreement has been signed to extend easement agreements for the county basin, which is where dredging spoils currently are pumped. 

“This extension represents a win-win for the landowners and RIZ to ensure the county basin will remain available to Lake Panorama beyond the initial term of the easement,” Rutledge said. “We’re pleased to announce the agreement has been signed and look forward to a formal closing on all documents in the coming weeks.”  

Expansion of the old CIPCO sediment basin, renamed the 180th Trail Basin, continues. This is the basin that will be used for dredging spoils once the county basin is full. 

“This project is progressing but is somewhat slower than originally expected,” Rutledge said. 

“All parties are working together cooperatively on the adjusted timeline, which will extend into 2025. Some box culvert work will be done this summer, which will likely result in a road closure and detour on 180th Trail. This should not impact many lake residents but will impact some of our rural neighbors to the north.”

RIZ operates a program for cover crop incentives with local producers in the Lake Panorama watershed. This addresses erosion vulnerability and nutrient runoff during the period between fall harvest and spring planting/emergence. 

“This is the third year for this program, and participation has increased each year. This year we have 3,172 acres, representing 16 farms, and an investment by RIZ of $47,580,” Rutledge said. 

The RIZ board of trustees met earlier that morning and approved moving forward with the purchase of a new dredge and booster pump. These will be built to order with delivery expected in late 2025 or early 2026. The cost is $5.5 million. This will replace the current equipment, which will be used in 2025 for the 12th year.

The development of a sediment retention pond to serve the west fork of Burchfield Creek is in the permitting phase. Also, a streambank stabilization project has been awarded to the low bidder for the area north of the Burchfield Bridge, on the east side of the channel. The streambank stabilization project will be done in 2025.

Rutledge said RIZ is working with a landowner on land acquisition that would allow dredging in the Horseshoe Cove region of the lake. The soonest any dredging would occur in Horseshoe Cove would be in 2026 or 2027. 

 

LPA BUSINESS

Rutledge reported 2024 testing at Lake Panorama showed there were no zebra mussel veligers/larva present. 

“That’s a good confirmation,” he said. “But they are in Saylorville Lake now. We will revisit our invasive species rules in 2025 to see if these need any modifications.”

The lake is about one foot low and is likely to remain there throughout the winter.

“Inspection of the dam cylinders was completed, and we are currently looking into a near-term replacement of the cylinders,” Rutledge said. “The exact schedule has not been established, but the membership will be given months of advance notice, as the lake will need to be lowered several feet when this is completed. The most likely scenario for this is fall 2025.”

Rutledge said the 2024 legislative session was successful for Lake Panorama with the LPA boating governance bill being approved. The focus for LPA for the 2025 session will be to watch potential property tax reform proposals and work to insulate RIZ against any changes that would reduce annual revenues.

The cost for seal-coating roads in 2025 will be higher, again. 

“Oil increased by 2% from last year, while rock increased by 30%,” Rutledge said. “This means the cost per mile increased by 16%, which ironically matches up with the 17% increase we made to this line item in the 2025 budget. We went from $235,000 to $275,000. We will plan on doing six miles of roads in 2025, which is two-thirds of what we would like to do annually.”

Iowa DNR vessel registrations are to be updated in 2025. LPA requires updated invasive species forms on the same three-year cycle. Rutledge urged boat owners to include their DNR registration number when submitting paperwork for 2025. 

“Every third year involves a lot more communication between members and the LPA office regarding boats, because we need the updated DNR paperwork on file,” he said.

Rutledge said LPA has an ongoing conversation on the topic of wake boats. 

“I’m pleased to say a number of wake boat owners have stepped up and are working to increase education about safe and appropriate operation,” he said. “LPA paperwork now asks if a boat is a wake boat. By completing this section, you will help us connect fellow wake boat owners together for collaboration and education regarding best practices.”

The Water Safety committee had recommended a rule change that clarifies no 360-degree spins are allowed on the main channel of the lake. This is most commonly a PWC violation but applies to all vessels unless they are recovering a downed skier or other person who requires retrieval. Rutledge said the LPA board approved this change.

This year’s LPA deer hunting program was the same as the past several years. 

“It works well,” Rutledge said. “It controls the population but does not seek to eliminate it. If we didn’t have this program, we would be overrun with deer, and they would suffer from disease and lack of food. We have harvested 101 antlerless deer this year, which is down slightly from our average. This corresponds to the trend we’re seeing statewide due to EHD.” 

Epizootic hemorrhagic disease (EHD) is a viral disease that affects white-tailed deer. Rutledge said a large number of deer have died from EHD, and they frequently find their way to the water in their final moments due to being feverish. LPA staff have removed deer from the lake, but it is no longer safe to do this in the winter. 

LPA’s policy on deer that die on member yards is to pick them up at the shoulder of the road. 

“If you can get the deer to the shoulder of the road, call us and we will dispose of it,” Rutledge said. “This does not include the carcasses of deer harvested from hunting, which is entirely the hunter’s responsibility.”

An outbreak of avian influenza has occurred at Lake Panorama. Rutledge said the Iowa DNR has advised letting nature take its course. 

“If you encounter a sick goose or other animal, do not interact with it. As harsh as this might seem, it is the best course of action. Be aware avian influenza is transmissible to other species, so keep yourself and pets away from sick animals,” he said.

Rutledge outlined several fee increases for 2025. 

“Please know the board and management took a very close look at this and felt these increases were essential to keeping up with inflation of our costs to operate, maintain infrastructure and provide services,” Rutledge said. 

Dues and assessments increased 5%, which brings in an additional $115,353 for 2025. Stickers for watercraft 10 HP and higher increased from $200 to $250, bringing in an extra $86,450.

Water rates increased 5%, going from $160 to $168 for three months. The overage rate went from $7 to $7.35 per 1,000 gallons. The last water rate increase was approved Nov. 26, 2019, and made effective Oct. 1, 2020. This increase will generate an additional $42,000.

Rutledge closed by reminding members to sign up for the weekly Panorama Prompt e-bulletin, which is the official means of LPA communication to the membership.

 

LPN BUSINESS

Royce Shaffer has been the LPN director of operations since the fall of 2023. He opened his report with an update on the LPN food and beverage situation. 

“In November we finalized a separation agreement with our 2024 tenant. After mutual discussions, we concluded that partnership wasn’t a perfect fit for either party. We’ve parted ways amicably, and we wish Nick and Lynn Kuhn all the best in their future endeavors,” he said.

Shaffer said he and the LPN board remain committed to providing a dining option at LPN, as highlighted in last fall’s food and beverage survey where 89% of LPA respondents expressed that having a restaurant at LPN is extremely or very important. 

“We continue to draft a new lease with Ted Hawley,” Shaffer says. “Ted’s company manages several food and beverage establishments in Des Moines, Omaha and Sioux City. He also has personal ties to the lake and plans to make it his home in the future. We’re optimistic about this new chapter and looking forward to 2025.”

The 2025 LPN budget has been approved by the LPA board of directors. Projected revenue is $1.9 million. Some price increases were made for 2025. These include a 10% increase for LPN golf passes, which will generate $41,426. An increase in the daily fee golf cart rental at LPN will bring in an extra $48,439. A 3% increase for Panorama West golf passes will bring in $2,123.

Shaffer talked about work in the native areas within the interior of the LPN golf course. The LPA maintenance crew has been clearing and chipping dead and dying trees, including some ash trees that weren’t part of the ash tree removal project in 2021-2022.

“In addition to tree clearing, the team has been mowing and removing underbrush and invasive plants, creating an environment where the remaining trees can thrive,” Shaffer said. “The goal is to bring these areas to a condition where they can be mowed and maintained annually, ensuring a healthier and more visually appealing landscape.”

Shaffer provided an update on the fundraising initiative focused on Priority 1 projects outlined in the LPN Golf Course Master Plan. 

“This campaign is a long-term effort with the LPN board setting a goal of raising $500,000 to support these and future improvements,” he said. “We are all aware this is an ambitious target, and it will take several years to get there.”

Fundraising efforts in 2024 made it possible to expand, level and sod the forward tee boxes on holes 5, 6, 7 and 8. Sod was installed on the seventh tee box in 2024. The remaining sod installation for the other three holes will be done in the spring with plans to complete the work between mid-March and mid-April, weather permitting. 

Shaffer said the hope is these tee boxes will be ready for play by Memorial Day weekend. The total budget for this project is approximately $75,500 including $5,000 of in-kind work by the LPA to remove railroad ties from three of the tee boxes. 

Fundraising efforts are ongoing with some 2025 events planned to support the campaign. These include a golf fundraiser May 3 and the second annual 20 Men Who Can Cook event Oct. 19. Also, a portion of the proceeds from the 2025 Friends of Lake Panorama Beach Ball will be designated for LPN projects. The Beach Ball date will be announced in early spring.

Shaffer closed by encouraging those who don’t already receive the LPN Resort Weekly email to get signed up. This email is typically sent on Mondays and provides updates on upcoming events and other relevant information. To sign up, visit the LPN website at lakepanoramanational.com, scroll down to the “Get the Latest News” section, and enter your email. 

Following their prepared remarks, Rutledge and Shaffer fielded several questions and comments from the audience.