Lake Panorama and its property owners benefit because of reduced sediment coming down the river and reduced nutrients that contribute to algae blooms.
By Susan Thompson | Lake Panorama Times
A watershed is an area of land where all the water that falls within it drains to a common outlet, such as a river or lake. Lake Panorama’s watershed covers 271,900 acres in Guthrie, Carroll and Greene counties. This means the lake’s water quality could be impacted by what happens anywhere within those acres.
The Lake Panorama Rural Improvement Zone (RIZ) is a local government body formed in 1998 under Iowa Code Chapter 357H. RIZ makes it possible for a portion of Lake Panorama property tax dollars to be used for erosion control, sediment removal and water quality improvements.
An effort to improve the lake’s water quality began in 2022 with a cost-share program that encourages farmers within the Lake Panorama watershed to plant cover crops.
That first year, two farmers enrolled 372 acres. In 2023, 11 farmers enrolled 1,320 acres. In 2024, 16 farmers enrolled more than 3,128 acres.
RIZ would like to have more than 5,000 acres enrolled this fall. To help spread the word about the RIZ cover crop program, a special event was held June 30 at The Captain’s Pick at Lake Panorama National Resort. It included breakfast and a presentation about the cover crop program, followed by a golf tournament.
Invitations were mailed to people in the Lake Panorama watershed who own row crop acres that would be eligible for cover crop cost share. About 50 people attended the breakfast and presentation with 32 staying to play golf afterwards.
Lane Rumelhart, Lake Panorama Association (LPA) projects manager, organized the event and gave a short presentation after breakfast.
“I explained what RIZ is, where RIZ funding comes from, and how the RIZ cover crop program functions,” he says.
The cover crop program has two steps. The first is for landowners to get their acres pre-approved.
“I take applications and ensure all the acres being applied for are within our watershed boundaries,” Rumelhart says. “Once I check that on our GIS software, I let the producer know they are either good to go or inform them if any land falls outside the Lake Panorama watershed boundary.”
Once the crop has been seeded, the operator completes the reimbursement application.
“RIZ reimburses $15 per acre,” Rumelhart says. “We ask that they attach the invoice from whatever company put the crop on, the date it was applied, and what type of cover crop they planted. I visit these fields in late fall to see how they look, and if necessary, make another visit in the spring to see the coverage.”
Rumelhart says the RIZ cover crop program is a “win-win” scenario for both Lake Panorama and farming operations upstream.
“Cover crops are beneficial for farmers because these retain topsoil, slow down the impact of heavy rainfall, add organic matter, retain snow moisture, provide additional feed for livestock, and in some cases, add natural nutrients back to the soil,” he says.
Rumelhart says Lake Panorama and its property owners benefit because of reduced sediment coming down the river and reduced nutrients that contribute to algae blooms.
“This program offers a nice bridge between the LPA membership and property owners upstream who otherwise would not be affiliated with Lake Panorama or RIZ,” he says.
“The cover crop program also has led to new relationships with some farmers. These relationships help RIZ look at other water quality projects that take more time and effort, such as wetland sites,” Rumelhart says. “By having a simple and easy cost share program, landowners gain familiarity with our team and become more open to conversations about other water quality projects.”
The RIZ program requires a minimum of 20 contiguous acres be enrolled. Acres that are part of other cost share programs still are eligible.
Pre-approval applications must be submitted by Nov. 30 and approval by RIZ confirmed prior to planting. After the cover crop has been planted, reimbursement applications can be submitted, with a Dec. 31 deadline.
Those attending the June 30 event received the pre-approval and reimbursement forms in person. Forms can be accessed on RIZ’s website (lakepanoramariz.org), or by calling Rumelhart at the LPA office, 641-755-2301.