LAKE PANORAMA ASSOCIATION BOARD OF DIRECTORS MEETING DEC. 16, 2025
The Lake Panorama Association Board of Directors met on Dec. 16, 2025, at 5 p.m. at the Lake Panorama Association Office. Board members in attendance were David Finneseth, Dennis Flanery, Mark Jorgensen, Steven Sidman, Sue Thompson, Rachel Waldo and Jackson Whiton.
LPA Staff in attendance: Danna Krambeer and John Rutledge.
Joel Williams, LPA Attorney
Visitors in attendance: Don Eckels, LPA Member and Don Beardsley, builder.
President Finneseth called the meeting to order at 5 p.m.
Agenda Item 1 – Approval of the Agenda
Rutledge noted correction to agenda Item 4(c), Lot number is 1611, not 1161 and to add Item 4(i) Land Sales – Offer on Lot 6182.
Thompson moved to approve the corrected agenda. Motion seconded, carried unanimously.
No conflicts of interest were disclosed by the Board of Directors regarding agenda items.
Agenda Item 2 – Open Forum
Don Eckles and Don Beardsley spoke to the board regarding a request for septic easement on LPA property along Reece Point. An existing easement for another member has previously been approved on this area. More information will be gathered in the spring and a request will be considered at a future board meeting.
Agenda Item 3 – Consent Agenda
Flanery moved to approve the consent agenda. Motion seconded, carried unanimously.
Consent agenda to include:
a) LPA General Manager’s Report
b) Approval of minutes from 11.25.2025 LPA Board Meeting
c) Acceptance of the 11.30.2025 LPA LPN Consolidated Financial Statements
d) Accept minutes from the 11.24.2025 LPN, LLC Board of Managers meeting
e) Confirm no dues on RIZ-owned lots used for RIZ purposes under IA Code 357H
f) Authorize 2026 investment in subsidiary, LPN, LLC as approved in 2026 LPA Budget
g) Increase legal document fee from $1,250 to $1,500, and Quit Claim (cleanup) Deeds from $200 to $300
h) Accept minutes of the 12.1.2025 LPA water safety committee meeting
i) Accept report from LPA water safety committee regarding boat density and wakeboat usage
j) Increase fee for yard hydrant meter
k) Set date for March board meeting 03.24.2026
Agenda Item 4a – Treasurer’s report
Flanery reviewed November bank statements, credit card statements and financials. Flanery reported there were no questions on the statements.
Agenda Item 4b – Land Sales – Offer on Lots 6484 & 6485
At the November meeting, an offer was considered for sale of lots 6484 & 6485. The item was tabled at the November meeting for the board to consider information buyer presented to board. Offer was in the amount of $36,633 total for the two lots. Land Sales Committee recommended counter price of $80,000 total for the two lots. Buyer respectfully rejected. Board reviewed the offer.
Thompson moved to reject the offer of $36,633 and affirmed the sale price for lots 6484 & 6485 of $80,000, as recommended by the Land Sales Committee for this offer. Motion seconded, carried unanimously.
Agenda Item 4c – Land Sales – Offer on 1611 and adjacent parcel
LPA received an offer for lot 1611 and additional adjacent LPA parcel from Luke Wanninger. Offer was in the amount of $35,000, contingent on acceptable perc. LPA Staff has reviewed and confirmed lot and additional parcel of LPA property may be sold.
Land sales committee (LSC) reviewed the offer. LSC agreed on a counteroffer of $45,000 for the lot and additional parcel as outlined on map. Buyer has agreed to the counteroffer, contingent on acceptable perc.
Flanery moved to approve the sale of Lot 1611 and adjacent parcel as indicated on map with offer, for $45,000. Motion seconded, carried unanimously.
Agenda Item 4d – Increase building code fees per building codes committee
LPA receives road fee funds for new homes and additions. The committee believes that habitable space garages (HSG), detached garages, and pools should also pay a larger amount for road repair, as these projects all require concrete and heavy loads of materials. The amount for additions should also be raised, as they are disproportionate compared to new home road fees.
Thompson moved to authorize the increase of building codes fees, as recommended by the building codes committee, effective Jan. 1, 2026. Motion seconded, carried unanimously.
Agenda Item 4e – Approve 2026 lake buoy map
LPA Water Safety Committee reviewed the lake buoy map and offers the following recommendations to the board of directors 2026:
The lake lowering allowed staff and the committee to see boating hazards in more detail. It was determined that hazard buoy 34 should not have been taken off the map and should be added back. The area marked by buoy 34 is large enough to warrant an additional hazard buoy be placed to cover this area.
Additionally, it was determined the southern buoys near the Christmas Tree Point hazard area should be modestly adjusted southward.
Waldo moved to approve the proposed buoy map for the 2026 boating season as recommended by the Water Safety Committee, which adds back hazard buoy 34, and adds an additional buoy adjacent to 34, which will be numbered as hazard buoy 86. Additionally, the motion authorizes LPA management to fine tune the southern buoy locations on the south portion of the Christmas Tree Point hazard area. No other changes have been made from the 2025 lake buoy map. Motion seconded, carried unanimously.
Agenda Item 4f – Proposed change LPA Rule 2.20 Guest Privileges: Eliminate guest boat passes for non-members
The LPA Water Safety Committee reviewed the practice of offering guest boat passes and provided the following recommendation to the board of directors:
Invasive species threats, along with less-educated boaters navigating the lake, are reasons to eliminate guest passes. Considering safety and invasive species-related concerns, it seems inappropriate to continue offering these guest passes.
Rule change –
Revision of rule 2.2(b) to eliminate guest boat passes (rule change as follows):
2.2(b) to eliminate guest boat passes (rule change as follows):
(b). Guest Boats: Guests may not launch their own boats on Lake Panorama. The only exception to this rule shall be:
Guest Boat Registration:
1. A property owner may register three (3) guest boats during the season. A guest boat will be allowed on weekdays only, Monday through Friday, excepting holidays (including Panorama Days) and dates LPA management determines to be high traffic dates due to proximity to holidays. A guest pass will be good for a consecutive 2-day period with a fee for the registration, as established by the board of directors. It will be necessary to know the make of the boat, identifying number, color, length and horsepower. The property owner must make all the arrangements through the LPA Office during regular business hours. The property owner will be required to sign an agreement assuming all responsibility for his guest.
2. All guest boat owners/operators must abide by all sections of Article V of the LPA rules and regulations.
(c). Qualifications for privileges: No persons, or members of their immediate families, who own property at Lake Panorama shall be allowed to engage in any facility privileges unless they are a Member in Good Standing, nor shall they qualify as guests of members under any circumstances. Member in Good Standing shall be defined as having no delinquent dues, assessments, fines or other charges due to Lake Panorama Association.
(d). Guest Rules May be Modified: 5 The Board of Directors may from time to time make such rules as they deem necessary regarding the admission and privileges of guests to the Lake Association facilities.
Waldo moved to approve rule change(s) as recommended by water safety committee, to eliminate option for guest boat passes. Motion seconded, carried unanimously.
Agenda Item 4g – Proposed change LPA Rule 5.1(n) through 5.1(m): Define towing, establish distances from shoreline and/or docks/lifts as it relates to wakeboats and non-wakeboats.
Water Safety Committee recommends the following rule definition be approved by board.
Proposed Rule Verbiage from Water Safet Committee –
5. 1 BOATING OPERATIONS REGULATIONS
(m) Speed Limits
No vessel shall operate within 50 feet of any shoreline, stationary vessel, dock, or floundered skier at speeds greater than 10 mph.
(n) Activity Definitions and Limitations
1. Definitions
(a) Towing Activities: For the purposes of these Rules and Regulations, “towing” is defined as any activity in which one or more individuals are traveling behind a boat as a result of being pulled with a tow rope or similar apparatus (e.g., waterskiing, tubing, kneeboarding).
(b) Wakesport Activities: For the purposes of these Rules and Regulations, “wakesport activities” are defined as any activity in which one or more individuals are traveling behind a boat as a result of riding or utilizing the wake, or wave, created by the vessel, with or without the assistance of a tow line (e.g., wakesurfing, wakeboarding, wake foiling).
2. Distance Requirements
(a) Towing must remain at least 100 feet from the shoreline.
(b) Wakesport activities must remain at least 100 feet from the edge of docks and lifts. If no docks or lifts are present, wakesport activities must remain at least 100 feet from the shoreline.
3. Landing and Departing: No person may land or depart from the shore or dock area while engaged in towing or wakesport activities.
4. Marina Restrictions: Ski lines, tubes, and towables may not be pulled into the marina area. Wakesport activities are not allowed in the marina.
5. The Narrows Restrictions: No towing or wakesport activities are permitted from 11:00 a.m. to 4:00 p.m. on weekends and holidays (Memorial Day through Labor Day). Special navigational buoys will mark restricted zones.
6. Security Chief Authority: The Security Chief may prohibit towing and wakesport activities in The Narrows during other high-traffic days by flagging center-line buoys between the upper basin and Sunset Beach.
7. Towable Limits: A maximum of two tubes or inflatable objects may be pulled behind a vessel.
(o) Observer Requirement
A vessel engaged in towing or wakesport activities shall have, in addition to the operator, another person nine (9) years of age or older positioned to observe the participant(s). Towing by remote-controlled devices, including but not limited to drones, is prohibited on Lake Panorama.
(p) Hours of Operation
Towing and wakesport activities are prohibited from one-half hour after sunset until sunrise, based on standard sunrise/sunset tables.
Jorgensen moved to approve the rule changes to 5.1, as listed above and recommended by the Water Safety Committee. Motion seconded, carried unanimously.
Agenda Item 4h – Annual appointments to the LPN, LLC Board of Managers
Rutledge reviewed the Board of Managers and current terms of members. Shanell Wagler has served two terms and reached the term limit generally observed for these appointments. All expressed their appreciation and thanked Wagler for her service. Chris Duree and Barry Monaghan are both completing their first term and have expressed willingness to serve a second term. Matt Hawkins has been recommended to replace Wagler.
Waldo moved to appoint Chris Duree, Matt Hawkins, and Barry Monaghan to the LPN, LLC Board of Managers for terms expiring 12/31/2028. Motion seconded, carried unanimously.
Agenda Item 4i – Land Sales – Offer on 6182
Buyer made an offer for lot 6182 this past week, which will include a combining of this lot with lot 6181. This lot had previously been reviewed by the Land Sales Committee and Board in September for a sale buyer rejected price and withdrew offer. This information was considered by management. Management is recommending board accept offer for $45,000 for lot 6182.
Thompson moved to approve sale of Lot 6182 to James and Mary DeBartolo, for sale price of $45,000. Motion seconded, carried unanimously.
Agenda Item 5a – Sale of LPA-owned parcel to RIZ for use in construction of Horseshoe Cove sediment basin
RIZ is in the process of planning for the construction of a sediment storage basin near Horseshoe Cove. RIZ would like to acquire estimated 20 acres m/l from LPA to bring the entire project under their ownership. RIZ ownership simplifies permitting, construction contracts, and other elements of the project. Parcel described as Lot “B” of Lot 1 NE1/4 Sec 36, T80N, R31 W, 19.38 acres.
RIZ has offered to buy the property based upon a market opinion. Market opinion from Kane Powell, Lake Panorama Realty, places the property at $5,450 per acre. Discussions with RIZ Board has come to an agreement to purchase the property for $5,200 per acre. The adjusted price recognizes special use restrictions placed on the parcel by LPA, as well as an acknowledgment the project will benefit Lake Panorama dredging operations.
Thompson moved to authorize the sale of the LPA owned parcel Lot “B” of Lot 1 NE1/4 Sec 36, T80N, R31 W, as defined by survey, to RIZ for $5,200 per acre. Purchase agreement to be prepared by LPA and RIZ attorney. Motion seconded, carried unanimously.
Agenda Item 5b – Captain’s Pick continuation through 12.31.2026
LPN, LLC has reached an agreement to continue the lease of LPN food and beverage operations to Captain’s Pick through December 31, 2026. LPA provides financial support to LPN, LLC, as LPN, LLC is a wholly-owned subsidiary of LPA. For this reason, LPA was asked to affirm the LPN board of managers’ decision to extend the lease.
Jorgensen moved to affirm LPN, LLC’s decision to continue the food and beverage lease between LPN, LLC and Captain’s Pick. Motion seconded, carried unanimously.
Agenda Item 6a – Water agreements
LPA has negotiated water agreements for water line access for Matt Harmann and Ben Hayes to property they own adjacent to LPA owned property on the West Side of Lake Panorama Development.
Water agreements will be prepared by LPA attorney.
Thompson moved to authorize Lake Panorama Association management to enter into agreements for future water line extensions for Matt Harmann and Ben Hayes, whose property lies outside of the Lake Panorama Association subdivision. Legal documents to be prepared by LPA attorney. Motion seconded, carried unanimously.
Agenda Item 7 – Closed Session
The board entered closed session to discuss legal matters. Board exited closed session.
Adjourn – With no further business, the meeting was adjourned at 6:25 p.m. n
