By Susan Thompson | Lake Panorama Times

The Lake Panorama Rural Improvement Zone (RIZ) is a local government body formed in 1998 under Iowa Code Chapter 357H. RIZ makes it possible for a portion of Lake Panorama property tax dollars to be used for erosion control, sediment removal and water quality improvements.

In this month’s Q&A, John Rutledge, LPA general manager, provides an update on Lake Panorama dredging plans over the next five years. 

Q. What is the status of the new RIZ dredge and booster pump?

A. At their Jan. 6, 2025, meeting, the RIZ board of trustees awarded a contract to DSC Dredge of Reserve, Louisiana, for the construction of a new dredge and floating booster system. This purchase will replace the existing dredge and booster, which was placed into service in the spring of 2014. Total cost of the purchase is approximately $5.5 million.

Q. What will happen to the existing dredge, and why is it being replaced?

A. The existing dredge and booster has served Lake Panorama well for the last 12 years and will continue to serve through 2026, which will be its 13th season. As with all modern equipment, lifespan has become not only a question of mechanical condition, but also a question of how dated the integrated technology has become. 

The dredge integrates mechanical, hydraulic and electrical systems together to ensure everything is functioning as it should. Based on our analysis, it makes the most sense to replace the dredge now rather than undertaking the substantial upgrades and overhauls that would be required to use it for another 10 or 12 years. Once the new dredge and booster are in service, the old dredge will be appraised and sold. Larger companies, with both domestic and international operations, maintain a fleet of dredges and are likely to be interested.

Q. How does the delivery of this dredge impact the 2026 dredging season?

A. RIZ expects the dredge to be delivered sometime this fall. We plan to take delivery at Boulder Beach and launch it from there. During the assembly process and training phase, we will temporarily shut down the existing dredge to ensure all our team members can participate in this critical process.

Q. What lies ahead for dredging on Panorama?

A. 2026 will follow our default strategy, which is to maximize the months during which there is no ice on the lake. The dredge will work below the debris trap before Memorial Day and after Labor Day. Then our crew will operate the dredge above the debris trap between Memorial Day and Labor Day, to minimize impact on the peak boating season. As mentioned earlier, the dredge will be shut down while our team is placing the new dredge and booster into service.

Over the course of the last year, RIZ and LPA have been developing plans to address sedimentation in several of the lake’s coves. Dredging coves is one of the more challenging things we do, as it requires members to remove their docks, lifts and boats while we work in their area. 

The strategy for doing this has generally been to have members remove their lifts and docks a little earlier than normal, so LPA can begin work in the fall. LPA will then complete any remaining work the following spring, with members potentially having to re-set their docks and lifts a little later than normal.

Q. Which coves are on the list, and what is the schedule?

A. We are not planning to complete any cove work in the fall of 2026/spring of 2027 due to the fact we’re receiving a new dredge. Our first year for cove dredging will be the fall of 2027/spring of 2028. 

We expect to do this for at least three fall/spring cycles to address the following coves:  Horseshoe (Party) Cove, Shady Cove, Dale’s Cove, Stanley (Wilcox) Cove, Lewis Cove and Burchfield Cove, including Log Cabin Cove and the West Fork of Burchfield Cove. LPA also will work on a handful of smaller indentations and problem areas that require attention, but which are not technically a named cove. 

Q. When can members expect to know more about the proposed schedule?

A. Assuming no delays with the new dredge and booster, we will begin planning for our fall 2027 cove projects in the spring of 2027. Advance notice will go out to the membership so everyone can prepare for fall removal of docks and lifts. 

I think it is essential to emphasize this is an ambitious plan and may need to be adjusted as we go. But I am confident we can accomplish our goals over the next few dredging seasons.

Q. Parting thoughts?

A. We are sincerely grateful to the LPA membership for their patience on these projects, and we look forward to addressing these important areas of concern as part of our five-year plan. n

 

LPA Board takes action on wakeboats

By Susan Thompson | Lake Panorama Times

The Lake Panorama Association (LPA) Water Safety Committee held two meetings last fall. In addition to routine business, the committee was asked by the LPA board of directors to review two issues — boat density and wakeboat concerns specific to Lake Panorama. 

In this month’s Q&A, John Rutledge, LPA general manager, shares information and recommendations the water safety committee provided to the board and board actions taken as a result of the committee’s work. 

Q. Explain the role of the LPA Water Safety Committee and who serves on it. 

A. Members of the LPA Water Safety Committee are appointed by the LPA board. This committee generally meets each spring and fall with additional meetings held as needed. The committee reviews boating rules and regulations, including topics such as vessel specifications, new developments in boating technology and design, and the LPA regulatory buoy map.  

Those named to the water safety committee are Chip Hansen, Jake Martinson, Dave Nicholas, Theresa McConeghey, Mark Mertens, Todd Nevenhoven, Steve Sidman, Jackson Whiton and Dan York. 

Last fall, the LPA board felt it would be helpful to establish an expanded committee to help explore the topics of boat density and wakeboats. Five past water safety committee members were appointed to serve in an advisory capacity. They were Mike Appleseth, Lyn Coulter, Emily Donovan, Doug Hemphill and Chad Tope. LPA staff members participating in advisory capacities were myself, Lane Rumelhart, LPA project manager, and Corey Larsen, LPA security supervisor. Phil Watson, owner of Panorama Marine, also joined the committee in an advisory capacity.

Q. One of the special issues this group tackled was boat density as it relates to Lake Panorama. Share some details from that discussion, and did the committee make recommendations to the LPA board on this issue? 

A. The committee started by discussing whether boat density on Lake Panorama is a persistent or an intermittent concern. There was agreement this is an intermittent concern, which is most notable on holiday weekends, namely Memorial Day and Independence Day. The committee determined boat density is not a concern on most weekdays or during early mornings hours. 

It was discussed that not every boat can feasibly be out at the same time, as owners of two boats will generally have only one on the water at a time. Also, many fulltime members take advantage of weekday boating and avoid boating during holiday weekends. 

Boat ratio was another aspect of the boat density discussion. In 2025, there were about 1,700 boat stickers issued for the combined category of vessels more than 10 horsepower. This included ski boats, wakeboats, fishing boats, pontoon boats and personal watercraft. 

LPA has about 1,700 memberships. With about 1,700 boats registered last season, the LPA is averaging one boat per membership or a 1:1 ratio. Yet, each membership is allowed to register two vessels more than 10 horsepower. This means potential registrations under LPA’s current rules and regulations could be 3,400 boats, a 2:1 ratio. 

Committee members agreed a 1:1 ratio is good, and the thought of a 2:1 ratio is concerning. The committee encouraged the LPA board to be mindful that growing our membership brings with it the potential for more boat registrations. The committee suggested continued monitoring of the boat-to-membership ratio of 1:1 and to investigate options if that ratio begins to increase significantly. 

The committee did not recommend any rule changes related to boat density. The committee consensus was the maintenance and enforcement of LPA’s boating rules are the most effective tool to ensure safe boating on Lake Panorama. The committee did urge the LPA board to maintain an unwavering position on boat length limits. 

Q. The second special issue for the water safety committee was concerns about the operation of wakeboats on Lake Panorama. What was discussed, and what recommendations were made?  

A. The committee reviewed several concerns related to wakeboat use on Lake Panorama. One was the impact of large wakes on other boaters. The LPA often receives complaints from pleasure boaters who have their boat rides disrupted by heavy wakes. The committee discussion focused on who bears responsibility when this happens and how this issue can be resolved. 

Several suggestions were offered regarding how these instances can be avoided or minimized. Discussion focused on the ability of non-wakeboat captains to adjust course and avoid large wakes. 

For boats in the main basin, the committee believed it’s often feasible for non-wakeboat captains to avoid large wakes. Wakeboats generally travel below 10 miles per hour, and the main basin usually provides enough space for an acceptable separation distance. 

On the other hand, options are limited for non-wakeboat captains to avoid large wakes in the main channel of the lake, since large separation distances in areas where the lake narrows aren’t possible. 

The committee agreed LPA should pursue a two-part educational effort. Wakeboat operators should be encouraged to avoid creating large wakes in the main channel, especially during busy times. This educational component also would encourage wakeboaters to operate in the main basin. This will provide the best conditions for them, while also avoiding impact to non-wakeboat operators in narrower sections of the lake. 

Committee members agreed another part of this educational effort should encourage non-wakeboat captains to provide space to wakeboats operating in the main basin. 

The committee also discussed the conduct of non-wakeboat captains who are pulling tubes. It’s often observed captains pulling tubes will intentionally use wake produced by nearby wakeboats to give their tubers an exhilarating ride. The committee stated this is a dangerous activity and should be discouraged as part of the educational effort. 

One concern sometimes raised about wakeboats is that these damage a lake’s ecosystem. This concern was dismissed by the committee, because Lake Panorama is fed by the Middle Raccoon River and has a watershed ratio of about 234:1. To put it simply, Lake Panorama suffers from widespread siltation, which suffocates almost all vegetation on the lakebed. Lake Panorama functions more as a river than it does a lake, and, as a result, there is very little lake ecosystem to be disturbed. 

The impact of wakeboats on shoreline rip rap also was reviewed by the committee. There was committee consensus that properly constructed rip rap should withstand wakeboat impact. Committee members noted the “push” of winter ice against shorelines has a more substantial impact than anything else, including wakes from wakeboats. 

The impact of wakeboats to docks and lifts was deemed to be a legitimate concern. Several instances were noted where member boats were jostled within a lift, or lifts had to be reset from wake impact. 

Q. After all these discussions and recommendations, did the LPA board vote to make some rule changes before the 2026 boating season?  

A. The committee discussed some shortcomings of the current rules. Rule 5.1(m) states no vessel shall be operated within 50 feet of a shoreline, stationary vessel, dock or floundered skier at a speed in excess of 10 miles per hour. But this rule does not effectively address wakeboat concerns, since wakeboats frequently travel less than 10 miles per hour, and could travel more closely than desired to docks and lifts. 

Also, Rule 5.1(n)(1) states no person shall be towed on skis or any other device within 100 feet of the shoreline. The committee said this rule should be amended in two ways. 

First, it should be clear wakesports are addressed in the same rule section that covers towing. Second, the committee said wake surfing should be at least 100 feet from the edge of docks and lifts, regardless of speed. 

At its December meeting, the LPA board accepted the recommendations of the water safety committee and approved changes to LPA rules related to boating operations. 

The most significant change to the rules is that wakesport activities now must remain at least 100 feet from the edge of docks and lifts. This change was made in an effort to protect docks, lifts and vessels stored on lifts from the impact of large waves from wakeboats. If no docks or lifts are present, watersport activities must remain at least 100 feet from the shoreline.  

The updated rule now includes clear definitions for both towing activities and wakesport activities. Also, the words “wakesport activities” were added in several locations in the new rule, making it clear wakesport activities are covered under the same rules as towing. 

Following are the newly adopted regulations for boating operations on Lake Panorama. 

5.1 BOATING OPERATIONS REGULATIONS 

(m) Speed Limits

No vessel shall operate within 50 feet of any shoreline, stationary vessel, dock, or floundered skier at speeds greater than 10 mph.

(n) Activity Definitions and Limitations

1. Definitions

(a) Towing Activities: For the purposes of these Rules and Regulations, “towing” is defined as any activity in which one or more individuals are traveling behind a boat as a result of being pulled with a tow rope or similar apparatus (e.g., waterskiing, tubing, kneeboarding).

(b) Wakesport Activities: For the purposes of these Rules and Regulations, “wakesport activities” are defined as any activity in which one or more individuals are traveling behind a boat as a result of riding or utilizing the wake, or wave, created by the vessel, with or without the assistance of a tow line (e.g., wakesurfing, wakeboarding, wake foiling).

2. Distance Requirements

(a) Towing must remain at least 100 feet from the shoreline.

(b) Wakesport activities must remain at least 100 feet from the edge of docks and lifts. If no docks or lifts are present, wakesport activities must remain at least 100 feet from the shoreline.

3. Landing and Departing: No person may land or depart from the shore or dock area while engaged in towing or wakesport activities.

4. Marina Restrictions: Ski lines, tubes, and towables may not be pulled into the marina area. Wakesport activities are not allowed in the marina.

5. The Narrows Restrictions: No towing or wakesport activities are permitted from 11:00 a.m. to 4:00 p.m. on weekends and holidays (Memorial Day through Labor Day). Special navigational buoys will mark restricted zones.

6. Security Chief Authority: The Security Chief may prohibit towing and wakesport activities in The Narrows during other high-traffic days by flagging center-line buoys between the upper basin and Sunset Beach.

7. Towable Limits: A maximum of two tubes or inflatable objects may be pulled behind a vessel.

(o) Observer Requirement

A vessel engaged in towing or wakesport activities shall have, in addition to the operator, another person nine (9) years of age or older positioned to observe the participant(s). Towing by remote-controlled devices, including but not limited to drones, is prohibited on Lake Panorama.

(p) Hours of Operation

Towing and wakesport activities are prohibited from one-half hour after sunset until sunrise, based on standard sunrise/sunset tables.

Q. At their December meeting, the LPA board also voted to eliminate the sale of guest boat passes. Tell us about that action? 

A. For many years, the LPA has sold guest boat passes. These were available for non-holiday, weekday use only. Historically, the primary users of guest boat passes were people staying in Clover Ridge Interval Owners condos on Karen Drive, the motel on Karen Drive, home renters and guests of members.   

The dissolution of the Clover Ridge Interval Owners group had a significant impact on the number of people requesting guest boat passes with only a few being sold in recent years.

Because of concerns raised about boating safety, boat density and boat operator competency, plus our ongoing efforts to keep invasive species out of Lake Panorama, the water safety committee recommended elimination of all guest boat passes. The LPA board approved this recommendation in December, putting an end to guest boat passes on Lake Panorama. 

Q. Any closing thoughts on the topic of boating safety on Lake Panorama? 

A. During discussions on boat density and wakeboats, the larger issue identified by members of the water safety committee was inexperienced boat operators and a general lack of common courtesy. 

The committee encouraged LPA to increase messaging and education. Emphasis should be on the importance of becoming highly competent and experienced boat operators, regardless of the boat you own and operate. 

The committee also said members should be encouraged not to allow inexperienced guests or relatives to drive their vessels, as experience is a major factor in ensuring safety on Lake Panorama. 

The issue of wakeboats is one in which there are passionate viewpoints on both sides. A top priority of this effort was to ensure the result was one that brought the membership together for commonsense adjustments, and not one that divided the membership into pro-wakeboat and anti-wakeboat factions.

The effort to reach compromise is a priority for a couple of reasons. First, it is always best for the community when we can come together and work through challenging topics collaboratively. But, setting that aside, it’s simply good politics.

LPA’s authority to govern boating was brought into question by a 2023 court case, which involved Sun Valley Lake and a disgruntled member of the Sun Valley Lake Homeowners Association. The timing of this court case was fortunate, as it allowed us time to address this with the Iowa Legislature during the off season.

LPA was successful at re-establishing our authority to govern boating in the 2024 legislative session. This authority can be found in IA Code 462.17A and 462.17B. 

I think it is very important to pursue collaborative solutions with our membership to ensure we’re not viewed as overreaching on our governance of boating. If the LPA were to be viewed as overreaching by our own membership, this could cause the Iowa Legislature to revisit the authority, and trust, they granted to us in the 2024 legislative session. This loss of authority would create substantially more safety concerns than anything we face today. 

Throughout this effort, committee members commented there was no perfect solution to questions about boat density and wakeboat impact. But the recommendations developed by the committee and the action taken by the LPA board reflect a clear understanding that boating safety on Lake Panorama is best achieved through a collaborative effort that involves all stakeholders. 

By Susan Thompson | Lake Panorama Times

This month’s Q&A is with Royce Shaffer, Lake Panorama National Resort director of operations. He shares a look back at 2025 and a look ahead for the 2026 season. 

 

Q: How did golf operations perform at Lake Panorama National and Panorama West during the 2025 season?

A: Compared to recent years, 2025 saw higher-than-average rounds of golf and record participation in both stay-and-play packages and golf events.

Lake Panorama National hosted a record 65 stay-and-play golf package groups in 2025, welcoming 642 players and generating $127,729 in golf revenue. This compares to a five-year average of 59 groups per year.

A record 35 golf events were held at Lake Panorama National during the 2025 season. These events attracted 3,764 players and generated $188,979 in revenue, marking one of the strongest event years on record.

Rounds of golf remained strong across both courses. As of the end of November, Lake Panorama National recorded 21,735 rounds, while Panorama West recorded 10,005 rounds. For comparison, five-year averages show Panorama West averaging 8,675 rounds per year and Lake Panorama National averaging 20,879 rounds.

 

Q: What should golfers know about 2026 season golf passes at Lake Panorama?

A: Season golf passes for 2026 are available for purchase at both Lake Panorama National and Panorama West. Anyone who held a 2025 golf pass at either course should have received 2026 renewal forms by mail.

Both Lake Panorama golf courses are open to the public with Lake Panorama Association property owners eligible for discounted golf pass rates. Passes include family, couple, single and junior options. For 2026, single golf pass rates remain unchanged, while couple and family pass rates increased five percent.

To encourage participation and introduce new golfers to Lake Panorama, several discounted golf pass categories are available. A Distance golf pass is offered at Lake Panorama National for singles, couples and families who do not own Lake Panorama property and live more than 18 miles from the golf course. A Junior Executive golf pass is available to individuals age 29 and under, with single, couple and family options; for couple and family passes, both the applicant and spouse must be age 29 or younger. A Special First-Time golf pass is available to golfers who have never purchased a golf pass at either Lake Panorama National or Panorama West.

All golf passes include unlimited golf with tee times bookable up to 30 days in advance, unlimited driving range privileges, and a 20% discount on apparel in the Lake Panorama National pro shop. LPN passholders also receive access to passholder-only events and leagues, discounted tournament entry fees, discounted guest fees, and pro shop signing privileges.

For full pricing and golf pass details, visit the Lake Panorama National Resort website at www.lakepanoramanational.com or call the LPN pro shop at (641) 755-2024.

 

Q: What payment options are available for 2026 season golf passes?

A: Golf passes for 2026 may be purchased in several ways. Completed forms, available online, along with payment may be mailed to P.O. Box 5, Panora, Iowa 50216, or dropped off at the LPN pro shop, which is now open Tuesday through Saturday from 10 a.m. to 4 p.m.

Golf passes also may be purchased online through the Lake Panorama National website. Online payments may be made using a credit card or a verified bank account.

In addition, a convenient six-month payment program is available for 2026 passes. Beginning Feb. 20, 2026, and continuing through July 20, 2026, passholders may spread their pass cost across six equal monthly installments. Enrollment in the payment program must be completed by February 13, 2026. Details and enrollment are available on the LPN website.

 

Q: Will The Captain’s Pick continue operating in 2026, and how did it impact the 2025 season?

A: The Captain’s Pick had a positive impact during the 2025 season, and appreciation is extended to everyone who supported this amenity throughout the year. Community patronage played an important role in the success of the operation.

Lake Panorama is pleased to announce that its relationship with The Captain’s Pick will continue for the 2026 season. After completing a full 12 months of operations, plans are in place to work toward a long-term lease agreement.

Community members are encouraged to continue supporting The Captain’s Pick during the off-season. Winter hours are Wednesdays and Thursdays from 3 p.m. to 9 p.m. and Fridays and Saturdays from 11 a.m. to 9 p.m. Keep an eye on The Captain’s Pick Facebook page for any changes to winter hours, weekly specials and upcoming events.

Those interested in scheduling an event in 2026 are encouraged to consider The Captain’s Pick. Questions and event inquiries may be directed to captains@lakepanorama.org, where staff can assist with scheduling and adding events to the 2026 calendar.

 

Q: What lodging options are available at Lake Panorama National Resort, and what are the typical price ranges?

A: Lake Panorama National Resort lodging is located along Karen Drive, just south of the LPN clubhouse. Lodging units are privately owned and managed by Lake Panorama National.

Current lodging options include five two-bedroom, two-bath townhomes, two studio units, and 27 guest house units. The number of townhomes and studios may vary as unit owners enter or exit the management program.

Peak season runs from April 1 through Sept. 30. During peak season, nightly rates begin at $129 for guesthouse units, $159 plus a cleaning fee for studio units, and $249 plus a cleaning fee for townhomes.

Overnight resort guests have complimentary access to the pool and fitness area located at the Lake Panorama National clubhouse.

These lodging options are well suited for out-of-town guests, family visits and reunions. Lodging also supports golf packages, golf outings and other clubhouse events, including weddings.

Lodging reservations may be made through the Lake Panorama National website or by contacting Guest Services at 641-755-2080.

 

Q: What other amenities are offered at Lake Panorama National?

A: In addition to golf, food and beverage, and lodging, Lake Panorama National offers two recreational amenities that are open to the public — a swimming pool and a fitness area.

The fitness area is available year-round and is located adjacent to the LPN pro shop. The space includes two treadmills, one elliptical machine, one stationary bike, and a weight machine. Access to the fitness area is available for a $5 daily fee.

The swimming pool is expected to open around Memorial Day weekend. Pool access is available with a $5 daily fee or through the purchase of a pool pass. Community members are encouraged to consider a pool pass, as these passes help support the continued availability of the pool.

Discounted pool passes are available to Lake Panorama Association property owners, with rates starting at $135 for a single, $160 for a couple, $185 for a family, and $235 for a grandparent pass. The grandparent pass is available to adults age 55 and older with grandchildren up to age 12.

Pool passes for 2026 may be purchased through the online store on the LPN website.

 

Q: What is the focus of the capital fundraising campaign, and what improvements are planned at Lake Panorama National?

A: The Lake Panorama National Resort capital fundraising campaign is beginning its third year. Conducted in partnership with Friends of Lake Panorama, the campaign is focused on enhancing the golf experience at Lake Panorama National.

Thanks to donor support, renovations to the forward tee boxes on holes 5, 6, 7 and 8 were completed in fall 2024. In fall 2025, the campaign shifted focus to improvements to the driving range tee box.

The driving range project included removal of a deteriorating railroad tie retaining wall, expansion of the tee box to the west, installation of a new block retaining wall, and the addition of a synthetic grass tee line. These improvements will help protect natural turf and provide a consistent teeing option during periods of heavy use. The project is nearing completion and is expected to be finished in early spring.

Planning for the 2026 capital project is underway, with details to be announced in the spring. Additional information is available on the LPN website.

 

Q: Are there any personnel changes planned for 2026?

A: Two longtime Panorama West team members will be transitioning into retirement in early 2026. Clubhouse manager Maureen Lubeck will retire after many years of leadership and service. Maureen became manager of Panorama West in 2013 and has played a key role in day-to-day operations and customer service at the course.

Dick Ellis also will be retiring. Dick began working at Panorama West in 1975 and later became manager of the Panorama West operation. After retiring from management in 2013, he continued working part-time, assisting with mowing, equipment maintenance and other tasks. His long history with the organization and institutional knowledge have been invaluable.

The dedication and service of both Maureen and Dick have had a lasting impact on Panorama West, and they will be greatly missed.

Lake Panorama National is currently seeking replacements for both positions with the goal of having staff in place prior to the 2026 season. Job postings are available on the LPN website, and interested individuals are encouraged to complete the online employment application. 

By Susan Thompson | Lake Panorama Times

In this month’s Q&A, Lane Rumelhart, Lake Panorama Association (LPA) projects manager, talks about 2025 building permits, how the LPA has been preparing for winter, and looks ahead to 2026. 

 

Q. It seems LPA members are constantly improving their properties. How does that show up in the number of building and land disturbing permits LPA issued in 2025?  

A. Building permits are a little down this year. We currently have 60 approved permits for the year, with a few others that may get approved before the new year. Of the 60 approved, we’ve had three demolitions, two boat house remodels, three fences, two gazebos, six detached garages, 11 storage sheds, 14 decks, nine home additions and 12 new homes. 

The LPA has approved 38 land disturbing permits so far in 2025. These projects included new landscaping, clearing and driveways. In addition, the lake being lowered this fall led to many shoreline improvement projects.

 

Q. What work needs to be done by the LPA maintenance crew in the fall to prepare for winter?

A. The maintenance crew has been doing their annual fall preparation work. Tree and shrub removal along main roads has taken place. This is done because overcrowded roads get shaded in and won’t allow snow to melt as easily. Road shoulders are being mowed down as tall grass can create mini snow fences, resulting in drifts during blizzards. Once winter does arrive, the crew will use their plow trucks to remove snow and sand the roads.

Docks have been pulled at the beaches, the south shore and community areas. Winter buoys have replaced the regular season buoys. One benefit of the lake draw down this fall was our guys were able to get visuals of some of the shallow areas and adjust a few locations of the buoys for more accurate locations next spring. 

 

Q. What about the LPA water department, are there things that need to be done to prepare for winter?

A. The water department winterized the bathrooms at all three beaches, the water lines to the dog park, both restroom facilities at the campgrounds, and the on-course bathrooms at both golf courses. The team always prepares for winter by going through inventory ahead of freezing temperatures to make sure parts are on hand for any possible water leaks. There also are many members who head south for the winter who call to have their water shut off until they return next spring. The water crew also has taken on a large project along Chimra Road to replace about 1,000 feet of water main to reroute around the new Port development project.  

 

Q. Do things slow down in the LPA office during the winter months, or is the office staff busy year round?  

A. January will find John Rutledge, the LPA general manager, monitoring issues being discussed in the Iowa Legislature that could have an impact on the LPA. I will continue to work on a plethora of things, starting with a simplified version of LPA’s building codes. We are in the process of revising the codes to create a less “wordy” version that still holds all of the same rules in place. Right now, the codes are more than 40 pages long. The goal is to simplify the codes to about 25 pages. 

Hunters will continue to help LPA manage our deer population until Jan. 10, and we will keep checking in those deer until the season is over.

The two Lake Panorama Rural Improvement Zone (RIZ) projects now underway — West Fork Wetland and 180th Trail Basin — will continue to run until we get more than a couple inches of frost in the ground. We have several other RIZ projects we hope to get permitted over the winter with bids sought after permits are finalized so we can get rolling on the actual projects in the spring. One of those projects is a silt basin for Horseshoe Cove. Our goal is to begin construction on that in mid-2026.

Building permit requests for new homes typically start to come in during January and February as members plan to build that year. I will work through the waitlists on the campgrounds to make sure any empty spots are filled. I will review and edit member information such as the member update that gets mailed, the LPA website, and boating handouts for the 2026 season. 

Lastly, there may be fewer member questions and concerns during the winter season, but the office staff will continue to respond as those pop up through the winter months.

 

Q. The repair work at the dam is complete, and the lake water level came back up nicely. What’s your take on how the process leading up to the lake lowering worked this year? 

A. The expedited rush to get boats and lifts off the water went really well. Phil Watson’s team at Panorama Marine cycled many boats through their new facility and got everyone winterized in great time. The three barge companies all worked very well together to service the membership. We had to work together to find creative solutions for a few members with nuanced dock and lift setups. Overall, it went really smoothly, and we don’t see a need to change the strategy implemented this time for future drawdowns. 

By Susan Thompson | Lake Panorama Times

Friends of Lake Panorama is a 501(c)3 nonprofit charity dedicated to supporting recreational amenities at Lake Panorama. The first meeting of the Friends of Lake Panorama board was Dec. 3, 2013. An application for nonprofit status was filed with the IRS in January 2014 and approved in July of that year. 

The charity is governed by a volunteer, seven-member board of directors. In this month’s Q&A, Jan Reinicke, Friends board president, talks about the charity’s past projects and new priorities.

 

Q. You’ve been a member of the Friends board since the first meeting in 2013 and board president since 2017. Why were you interested in serving on the Friends board? 

A. Having been a part of the Lake Panorama community since the mid-1980s, it was easy to see the evolutionary changes occurring in the development. Over the years, it had become much more than a place for retirement or weekend enjoyment. There were more permanent residents and more families with children.  

While the lake has always been the major attraction, there was then, and continues to be now, a growing need for more recreational opportunities. Friends of Lake Panorama is the perfect vehicle for bringing people together to develop partnerships, energize volunteers and raise the necessary funds to improve existing recreational amenities, while also proposing and developing new ones.  

 

Q. What are some of the projects completed so far? 

A. In our early years, fundraising focused on two projects, a destination playground at Sunset Beach and sports courts at Boulder Beach. The Sunset Beach playground opened in July 2016. The Boulder Beach sports courts opened in June 2018. Those projects were followed by additional playgrounds at all three beaches, and a small sports court at Sunset. 

In August 2017, Friends received a $473,700 estate gift from Jim and Joyce McLuen to be used at the Panorama West golf course. This led to new irrigation, cart paths, tee signs and markers, trash receptacles, ball washers, turf improvement, clubhouse landscaping and sand trap renovations. This was an exciting example of the impact estate gifts to Friends of Lake Panorama can have on our community. 

The Lake Panorama dog park opened in June 2022. Improvements to the Panorama West Nature Trail were completed that fall.  

The addition of low-impact recreational amenities on Lake Panorama’s south shore began with a disc golf course in the fall of 2023. That was followed by improvements to existing trails, a dedicated parking area, shelter with picnic table, five benches and bluebird houses. This July, a dock was installed so boaters can access the recreational area from the lake.  

Smaller projects have included a rain garden to slow runoff at the Panorama West parking lot, shade sails at Lake Panorama National, and new trees planted at the lake’s west entrance and beaches. Direct donations have made it possible to install more than 20 benches at the three beaches and two golf courses. 

 

Q. How does Friends of Lake Panorama raise the funds to do these kinds of projects? 

A. While there are many components to what Friends of Lake Panorama does, nothing is possible without donors. We are so grateful for all the financial support we’ve received from so many people and businesses over our first 12 years.

While some projects have been supported by specific fundraising efforts, our most successful fundraising event over the years has been the Friends of Lake Panorama Beach Ball. A Beach Ball was held both in 2016 and 2017 to help up wrap up funding for our first two big projects — Sunset Beach playground and Boulder Beach sports courts. 

We took a couple of years off, but in 2020 we had our third Beach Ball, and we’ve continued annually since. We’ve enjoyed strong support at these fundraising events from both individuals and businesses and are already looking forward to our next Beach Ball, which is scheduled for Friday, June 12, 2026. We hope our veteran supporters plus new people interested in what we’re doing will turn out in force to again help us raise needed funds.

This year, for the first time, we’re trying a direct mail piece. Inserted into this November Lake Panorama Times is a card that highlights completed projects and our current priority projects. 

The Friends board has been discussing the possibility of reaching all Lake Panorama property owners with a direct request for support. Since the Lake Panorama Times is mailed at no cost to all Lake Panorama Association members, we decided paying to print and insert this card would be a good way to reach our target audience. 

We hope this card will encourage donations in the 2025 calendar year. If you’re reading this article and haven’t yet seen the card, I hope you’ll seek if out. It includes QR codes that will take you to Venmo and the Friends website to make direct donations, as well as the Friends mailing address for those who want to send a check.  

 

Q. What are the current priority projects Friends is raising money to support?

A. The Friends board conducted a survey in April 2025 to gather ideas for new and improved recreational amenities. More options for walking paths at Lake Panorama was a frequent request from those completing the survey.

Brainstorming and research led to a new project of hard-surface walking paths at Sunset Beach and Boulder Beach. The LPA board approved this concept to create safer walking options at Lake Panorama by getting walkers off LPA’s narrow, winding roads.

Various surface options were considered, with concrete chosen because of its expected longevity. The concrete paths will be 6-feet wide and 5-inches thick.

The Boulder Beach loop will be one-half mile, with the Sunset Beach loop one-quarter mile. Bids were solicited with Caliber Concrete being awarded the project. Caliber Concrete is owned by Jason Martin, who has a home at Lake Panorama on Andrews Terrace.

The 2025 Beach Ball provided $10,000 seed money to each project. This leaves $30,000 to raise for the Sunset Beach path and $84,000 for the Boulder Beach path.

Donors of $500 or more will be recognized on signs near the walking paths, and on the Friends of Lake Panorama website. We’re also open to “naming rights” for these paths, or a portion of these paths, for donations of $25,000 or more. 

In addition, Friends’ ongoing priority project is improvements to the Lake Panorama National golf course. Fundraising for this effort began in 2024 and will continue into the foreseeable future. Money raised in 2024 was used to renovate four forward tee boxes. Money raised this year is being used to renovate the course driving range. Future projects include new tee signs, renovated bunkers and additional tee box work. 

 

Q. Friends works closely with the Lake Panorama Association. How important is that relationship?

A. While Friends strives to develop many working partnerships to carry out projects and fundraise, our most important relationship is with the Lake Panorama Association board and staff. None of the projects could have been completed without the approval, guidance and assistance of the LPA. 

Projects proposed by Friends have to be maintained by the LPA, so it’s important we work with the LPA from conception to completion. I believe LPA members expect the Board to have a close and supportive relationship with Friends. We are fortunate to have a supportive board and staff as we work cooperatively to improve our community. 

 

Q. Summarize how those interested can donate to Friends of Lake Panorama. 

A.  There are several donation options. Mail a check to Friends of Lake Panorama, P.O. Box 488, Panora, Iowa 50216. Include a note with your check so we know how you want your donation used. 

Direct donations can be sent via Venmo @Panorama-Friends. Donations also can be made by credit card online at www.friendsoflakepanorama.org. Details about all past, present and future Friends projects also are on the Friends website. 

Donations of securities (stocks, mutual funds, etc.) are welcome, as are direct IRA qualified charitable distributions. 

All donations are tax-deductible and donors receive a confirmation letter for tax purposes. In these last few weeks of the year, I hope Friends supporters will consider a 2025 donation to support one or more of our priority projects or the Friends general fund. 

By Susan Thompson | Lake Panorama Times

Panorama Community Schools serves 700 students in kindergarten through 12th grade from the communities of Panora, Yale, Jamaica, Bagley and Linden, including the Lake Panorama area. On Tuesday, Nov. 4, residents of the Panorama Community School District will vote on a general obligation bond issue not to exceed $19.6 million. Kasey Huebner has been the Panorama superintendent since October 2023 and is a resident of Lake Panorama. In this month’s Q&A, Huebner answers questions related to the upcoming vote. 

Q. What steps led to the Panorama School Board’s decision to hold this vote? 

A. In 2022, the Panorama Community School District conducted a gym feasibility study to explore the possibility of expanding facilities. After careful consideration, the school board decided not to pursue the project at that time.

The district took another look in February 2025 and wanted to know the status of our district facilities. Panorama Schools partnered with SVPA Architects and KED Bluestone to conduct a thorough facility assessment. This process identified critical areas for improvement that extended beyond the gymnasium. To ensure a well-rounded perspective, the district gathered input from various committees to discuss the district’s needs. This feedback was instrumental in shaping a facility vision that aligns with the district’s academic goals.

The assessment revealed several priorities, including essential infrastructure upgrades such as roofing and the building envelope, enhanced safety measures, and renovations to align spaces with our academic objectives. With the recent payoff of debt from a previous general obligation bond, the timing now is ideal for reinvesting in the school district. This initiative aims to strengthen Panorama Schools and enhance the community as an exceptional place to live, learn and grow.

Q. Share the specifics of how funds would be used if this bond issue is approved.

A. Our school improvement plan focuses on key upgrades to enhance safety, accessibility, infrastructure sustainability and academic alignment. We will replace the elementary school’s outdated roof and aging HVAC system to ensure a safe and comfortable learning environment, with HVAC upgrades funded through existing PPEL/SAVE levies. These infrastructure improvements will allow our buildings to be operational for many years to come. 

We would install fully accessible playground equipment with an accessible surface, allowing all students to enjoy recreational spaces. To improve safety, we will retrofit the elementary school entrance into a secure, controlled entry point, ensuring that visitors who enter the building won’t have access to the entire building.

To align with our academic vision emphasizing creativity and hard work, which are critical skills for future employment, we will expand the woodworking shop, remodel agricultural education spaces, and centrally relocate the art room. With nearly 40% of our graduates entering the workforce directly, these renovations will prepare students for high-demand careers and future success.

We also would expand the middle school gymnasium to meet the growing needs for space. The space is too limited to host many of our own middle school events, making it difficult for participants, spectators and the school community to fully engage. Over the past five years, requests for gym space have steadily increased across multiple programs and age groups. This bond gives us the opportunity to invest in a long-term solution, one that expands student opportunities, supports our school and community programs, and provides a safe, modern facility that serves our school and community for generations to come. 

Expanding our facilities means more than just adding space; it means creating a gym that can host a wide range of events, draw more people to our community, and provide a welcoming environment for students, families and visitors. 

Q. If the bond referendum is approved, what impact will property owners see on their tax bills? 

A. In Iowa school finance, the debt service levy is a voter-approved property tax levy used by school districts to repay the principal and interest on general obligation bonds issued for capital projects, such as school construction, renovations or equipment purchases. These bonds can be authorized for up to 20 years.

An approved general obligation bond referendum would have an estimated property tax impact of up to $1.96 per $1,000 of taxable value, not assessed value. For a $250,000 home in the Panorama school district, this would result in an annual increase of approximately $222.91. For a $400,000 home, the tax impact would be an estimated $362.36 per year.

Panorama’s debt service levy was $2.30 per $1,000 of taxable value for many years until debt recently was retired from a 2007 bond referendum used to construct Panorama Auditorium. With an approved bond in November, the district’s debt levy of $1.96 still would be lower than what local property taxpayers have been accustomed to. Since we are currently paying our 2024-2025 taxes, what we are paying now is what we would expect to pay if this bond issue passes. 

Q. When and how can those who live within the Panorama Community School District vote? 

A. The election will be held Tuesday, Nov. 4, 2025. Polls will be open 7 a.m. to 8 p.m. Eligible voters will need a valid ID to cast a ballot.

Polling locations can be found on the Iowa Secretary of State’s website at https://sos.iowa.gov/elections-voting, or by contacting the Guthrie County auditor’s office.

If you are not registered to vote, you can complete a registration form and return it to the Guthrie County auditor’s office before Oct. 20. You may also register on election day at your polling location.

Registered voters may request a mailed absentee ballot through the Guthrie County auditor’s office by completing a request form and returning it to the auditor’s office by Oct. 20. Completed ballots must be received by the auditor’s office before polls close at 8 p.m. on Nov. 4 to be considered for counting. In-person absentee voting will be available weekdays during regular business hours at the Guthrie County auditor’s office Oct. 15 until Nov. 3. 

Q. Any final thoughts? 

A. Anytime a school board puts out a vision, we hope our community will see the value in the vision and support it. In the past, the board made decisions that focused on being financially smart, opting not to pursue projects that would increase tax rates. This proposed project enables us to reinvest in our district and community while maintaining the current tax rate, without adding to it.

We’re committed to building schools that families are proud to choose, schools that prioritize safety, opportunity and a sense of belonging. Modern, functional spaces help us retain the families we serve and attract new ones, including the talented staff who make our schools strong.

We believe that “good enough” is never enough. Growth comes from a mindset of continuous improvement, which is the same mindset we want to instill in every student. By investing in our physical spaces, we send a clear message — we take pride in our schools, we believe in our community’s future, and we are committed to creating an environment where excellence is expected and supported every day.

We have been hosting community meetings to provide opportunities to ask questions and learn more about the district’s facility needs and the November bond referendum. We have held four meetings, with two more planned. The first is Oct. 17 at the Yale Community Center from 7:30 a.m. to 9 a.m., and the final meeting is Oct. 29 at Panorama School at 6:30 p.m. Full details of the proposal are online at www.panoramabond.org